SMS Financial

Why Hire SMS Financial LLC?

Financial advice is not a commodity! We stand out from the crowd with expert advice and experience offered with a true stewardship approach. We offer:

  • Fee Based Services
  • Experience
  • Education
  • Resources
  • Time
  • Skills
  • Knowledge
  • Personal Relationships
  • Ethical Fiduciaries

Fee Based

We are fee-based and we charge reasonable fees that we would be willing to pay if we were in the position of the client. We do not accept commissions or incentive compensation. We sit on the same side of the table, because as you make more money we make more money.


Sharen has over 40 years of experience in offering financial advice; Jerry has over 40 and James has 11 years. Together we have over 90 years of experience. We think that, with so much at stake, you need a trusted, experienced advisor who has refined his or her craft and can be your guide through the financial planning and investment process.


Everyone in our firm is committed to education and professional development. Each of us has done graduate work in the financial field.  Sharen has three professional degrees; Jerry has two professional degrees and a masters and a doctorate; while James has a masters and ihas two professional designations. We all attend many hours of continuing education each year to stay current in our specializations.

We have resources, time, skills, and knowledge

Managing finances is immensely more difficult today than in previous years. Financial affairs need to be coordinated between insurance, investments, taxes, retirement, and estate planning. The investment environment is cluttered and chaotic, with thousand of choices. We provide the resources, time, skills, experience, knowledge, and wisdom to stay on top of all of these areas. Whether or not you feel confident about your abilities to manage your own money, we can take much of that burden from you, freeing you to do what you want, whether that means working harder or playing harder.

Personal Relationship

We offer our clients a personal relationship, with caring considerate people. We are kind people who are trustworthy and competent. We treat our clients like we would like to be treated ourselves.  Each client receives custom advice, not a boilerplate list of “stock tips”.

Ethical Fiduciaries

Being a fiduciary means always acting in your best interest and disclosing all possible conflicts of interest. We accept this responsibility. We know your money is important and we are respectful and serious. We don’t play with your money and we measure return in relationship to risk. By hiring SMS Financial as your professional advisor, you do not abdicate responsibility for your financial future, but enhance your planning for it.

Our success is measured by your success

We can help you to achieve financial success. As we help our clients succeed in their goals, so have we succeeded in ours.


The SMS Financial LLC site has been designed for informational purposes only. We reserve the right to make modifications at any time, without notice. No information contained on the site constitutes investment advice. Your use of this information does not constitute a client relationship. Past performance does not guarantee future results.

The information provided is in no way intended as an offering or a solicitation of a security which may be referenced in the site. It is not intended for distribution to, or use by, any person in any jurisdiction where such use would be contrary to law or regulation, or which would subject SMS Financial LLC to any registration requirement with such jurisdiction. SMS Financial LLC is not offering services in states were we are not properly registered. Please call for the most current information on such registration.

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